Best Credit Card for Groceries in Singapore 2021

Do you do lots of Groceries shopping at supermarkets?

Groceries expenses do form a large part of our household expenses.


Good thing you are here!

You can earn cashback on groceries with any of these credit cards to offset your monthly expenses.

Let’s see which of these grocery cashback credit card is a good fit for you.

Also on credit card: Best Credit Cards that gives cashback

POSB Everyday Card

πŸ’² Earn 5% cash rebatesΒ when you shop for your groceries at Sheng Siong.

❗️ Note: Sheng Siong’s 5% cash rebates will be awarded up to a maximum cumulative spend of
S$800 (equivalent to Daily$40) at any Sheng Siong store per calendar month.

βœ” Good: No minimum amount spend required.

Maybank Family & Friends Card

πŸ’² Earn up to 8% cashback at the Grocery stores, supermarkets, and online grocery shopping in Singapore and Malaysia.

  • NTUC FairPrice/Finest/X-tra
  • Cold Storage
  • Giant
  • Market Place
  • Jasons
  • Sheng Siong
  • HAO Mart
  • RedMart
  • Amazon Fresh

❗️ Note: S$500 minimum monthly spend is required to get the 5% cash rebate. The maximum cash rebate that you can receive under the 5% Rebate and 8% Rebate programme is S$80 per calendar month.

βœ” Good: Low minimum monthly spend required with relatively high cashback percentage.

UOB One Credit Card

πŸ’² Earn up to 5% cash rebate on all retail spend.

πŸ’² Enjoy an additional 5% rebate on Dairy Farm Singapore merchants (Cold Storage, Giant, Guardian, 7-Eleven, Market Place, Jasons, Jasons Deli).

βœ” Good: Additional cashback on selected supermarkets.


πŸ’² Earn 10% cashback on groceries, up to S$20.

❗️ Note: To qualify for the 10% cashback, you must spend at least S$800, posted in the same statement month.

βœ” Good: Highest cashback percentage.

HSBC Visa Platinum Credit Card

πŸ’² Earn up to 5% cashback on groceries spends at all local grocery stores and supermarkets (including online supermarkets!)

❗️ Note: Minimum spend of S$600 per month for all 3 months in any given Quarter required. Rebate is capped at S$250 per calender quarter.

OCBC 365 Credit Card

πŸ’² Earn up to 3% cashback at local and overseas groceries, including online groceries.

❗️ Note: S$800 minimum monthly spend is required & Cashback amount is capped at S$80 per calendar month.


Choose the credit card that meets your minimum monthly spending so that you can take advantage of the high cashback.

πŸ“° Read: More cashback credit card for everyday use.