Best Credit Card for Groceries in Singapore 2022

Updated on

Do you do lots of Grocery shopping at supermarkets?

Groceries expenses do form a large part of our household expenses.

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Good thing you are here!

You can earn cashback on groceries with any of these credit cards to offset your monthly expenses.

Let’s see which grocery cashback credit card is a good fit for you.

Also on credit card: Best Credit Cards that gives cashback

POSB Everyday Card

Earn 5% cash rebates when you shop for your groceries at Sheng Siong.

Note: Sheng Siong’s 5% cash rebates will be capped at Daily$30 per calendar month.

Good: No minimum amount spend required.

  • https://www.posb.com.sg/personal/cards/credit-cards/posb-everyday-card
  • https://www.posb.com.sg/iwov-resources/pdf/cards/credit-cards/posb-everyday-card/posb-everyday-card-tncs.pdf

Maybank Family & Friends Card

Earn up to 8% cash back at the Grocery stores, supermarkets, and online grocery shopping in Singapore and Malaysia, cap at S$25

  • NTUC FairPrice/Finest/X-tra
  • Cold Storage
  • Giant
  • Market Place
  • Jasons
  • Sheng Siong
  • DON DON DONKI
  • HAO Mart
  • RedMart
  • Amazon Fresh
  • All other groceries stores, supermarkets, and online grocery shopping

Note: S$800 minimum monthly spend required to get the 8% cash rebate. Capped up to S$125 per calendar month and cap at S$25 per category.

Good: Low minimum monthly spend required with a relatively high cashback percentage.

  • https://www.maybank2u.com.sg/en/personal/cards/credit/maybank-family-and-friends-mastercard.page
  • https://www.maybank2u.com.sg/iwov-resources/sg/pdf/cards/fnf-cashrebate-tnc.pdf
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UOB One Credit Card

Earn up to 3.33% cash rebate on all retail spend.

Enjoy an additional 6.67% rebate on Dairy Farm Singapore merchants (Cold Storage, CS Fresh, Giant, Guardian, 7-Eleven, Marketplace, Jasons, Jasons Deli).

Good: Generous additional cashback on selected supermarkets.

  • https://www.uob.com.sg/onecards/uob-one-credit-card.html
  • https://www.uob.com.sg/assets/pdfs/one-credit-card-cvp-change-faq.pdf

CIMB VISA SIGNATURE

Earn 10% cashback on groceries, up to S$20.

Note: To qualify for the 10% cashback, you must spend at least S$800, posted in the same statement month.

Good: Highest cashback percentage.

  • https://www.cimb.com.sg/en/personal/banking-with-us/cards/credit-cards/cimb-visa-signature.html
  • https://www.cimb.com.sg/content/dam/cimbsg/personal/document/tnc/cards/credit-card/conventional/visa-signature.pdf

HSBC Visa Platinum Credit Card

Earn up to 5% cashback on grocery spending at all local grocery stores and supermarkets (including online supermarkets!)

Note: Minimum spend of S$600 monthly in a calendar quarter. Rebate is capped at S$250 per calendar quarter.

  • https://www.hsbc.com.sg/credit-cards/products/visa-platinum/
  • https://www.hsbc.com.sg/content/dam/hsbc/sg/documents/credit-cards/visa-platinum/terms-and-conditions-cash-rebate.pdf

OCBC 365 Credit Card

Earn up to 3% cashback at local and overseas groceries, including online groceries.

Note: S$800 minimum monthly spend is required & Cashback amount is capped at S$80 per calendar month.

  • https://www.ocbc.com/personal-banking/cards/365-cashback-credit-card
  • https://www.ocbc.com/iwov-resources/sg/ocbc/personal/pdf/cards/tncs-365cc-programme-wef-1apr21.pdf

Closing

Choose the credit card that meets your minimum monthly spending so that you can take advantage of the high cashback.

Read: More cashback credit card for everyday use.

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