Best Credit Card for Groceries in Singapore 2022

Do you do lots of Grocery shopping at supermarkets?

Groceries expenses do form a large part of our household expenses.


Good thing you are here!

You can earn cashback on groceries with any of these credit cards to offset your monthly expenses.

Let’s see which grocery cashback credit card is a good fit for you.

Also on credit card: Best Credit Cards that gives cashback

POSB Everyday Card

Earn 5% cash rebates when you shop for your groceries at Sheng Siong.

Note: Sheng Siong’s 5% cash rebates will be capped at Daily$30 per calendar month.

Good: No minimum amount spend required.


Maybank Family & Friends Card

Earn up to 8% cash back at the Grocery stores, supermarkets, and online grocery shopping in Singapore and Malaysia, cap at S$25

  • NTUC FairPrice/Finest/X-tra
  • Cold Storage
  • Giant
  • Market Place
  • Jasons
  • Sheng Siong
  • HAO Mart
  • RedMart
  • Amazon Fresh
  • All other groceries stores, supermarkets, and online grocery shopping

Note: S$800 minimum monthly spend required to get the 8% cash rebate. Capped up to S$125 per calendar month and cap at S$25 per category.

Good: Low minimum monthly spend required with a relatively high cashback percentage.



UOB One Credit Card

Earn up to 3.33% cash rebate on all retail spend.

Enjoy an additional 6.67% rebate on Dairy Farm Singapore merchants (Cold Storage, CS Fresh, Giant, Guardian, 7-Eleven, Marketplace, Jasons, Jasons Deli).

Good: Generous additional cashback on selected supermarkets.



Earn 10% cashback on groceries, up to S$20.

Note: To qualify for the 10% cashback, you must spend at least S$800, posted in the same statement month.

Good: Highest cashback percentage.


HSBC Visa Platinum Credit Card

Earn up to 5% cashback on grocery spending at all local grocery stores and supermarkets (including online supermarkets!)

Note: Minimum spend of S$600 monthly in a calendar quarter. Rebate is capped at S$250 per calendar quarter.


OCBC 365 Credit Card

Earn up to 3% cashback at local and overseas groceries, including online groceries.

Note: S$800 minimum monthly spend is required & Cashback amount is capped at S$80 per calendar month.



Choose the credit card that meets your minimum monthly spending so that you can take advantage of the high cashback.

Read: More cashback credit card for everyday use.