How To Change OCBC Credit Card Limit

Looking to change your OCBC bank credit card limit?

You can change your OCBC credit card limit with a

  • Permanent credit limit increase
  • Temporary credit limit increase

The maximum credit limit is dependent on your annual income.


Maximum total credit limit:

  • For annual income of S$30,000 – S$119,999, up to 4x your monthly income
  • For annual income of S$120,000 and above, up to 6x your monthly income

Do note in order for your credit limit to be approved, your current monthly and annual income has to be higher than the monthly and annual income in the bank’s record.


Permanent Credit Limit Increase

Download the credit limit review form.

OCBC Credit Card Limit Review

Fill in your

  • Personal particulars
  • Preferred credit card limit
  • Choose supporting income documents
  • Mail the form and supporting income documents or fax them to 68307917

Temporary credit limit increase

You can request for a temporary credit limit increase if you need it for the following purposes:

  • Travel
  • Wedding banquets
  • Hospitalisation
  • Medical
  • Funeral purposes

Call hotline: 6363 3333 to speak with OCBC customer service officer.