Ring In The New Year With OCBC’s 360 Account CNY Promo (2026)
Looking to start the year on a strong money note?
OCBC is running a Chinese New Year Deposit Promotion for its 360 Account from 1 January to 31 March 2026, and it’s designed for people who are ready to commit their salary to a new account and get rewarded for it.
What’s This Promotion About?
If you open a new OCBC 360 Account during the promo period and credit your salary into it, you get a welcome reward.
There are two different rewards, depending on whether you’re new to OCBC or already a customer.
1. If you’re a New OCBC Customer
You’ll get:
- 1-year Disney+ Premium subscription
Worth S$189.98, and it’s for people who do not already have an active Disney+ subscription.
What you need to do:
- Open a new 360 Account between 1 Jan – 31 Mar 2026
- Credit at least S$1,800 of genuine salary into the new 360 Account
- Salary must come from your employer via:
- GIRO / PayNow via GIRO with description “GIRO-SALARY”, or
- FAST / PayNow via FAST with code “SAL” or description containing “SALARY / SALA / SAL”
- The salary must be credited by the next month after account opening
(e.g. open in January, salary in February)
What happens next:
- OCBC will email you a Disney+ redemption code to the email they have on record
- This will be sent by the 15th working day of the following month after you meet the criteria
A few key things about the Disney+ reward:
- Code is one-time use
- Only for new Disney+ subscribers or those without an active subscription
- Lost or expired codes won’t be replaced
- Not for sale, transfer, or exchange
- OCBC can swap it for something of similar value if needed
2. If you’re an Existing OCBC Customer
You’ll get:
- S$80 cash reward, credited directly into your new 360 Account
What you need to do:
- Open a new 360 Account between 1 Jan – 31 Mar 2026
- Credit at least S$1,800 of genuine salary into the new 360 Account
- Same salary rules:
- From employer via GIRO / PayNow via GIRO (description “GIRO-SALARY”), or
- FAST / PayNow via FAST (code “SAL” or description with “SALARY / SALA / SAL”)
- Salary must be credited by the next month after account opening
What happens next:
- The S$80 cash reward will be credited into your new 360 Account
- This will be done within 3 months from your account opening date
Key Dates At A Glance
Here’s how the timing works:
When you open your 360 Account | When salary must be credited | When reward will be sent/credited |
|---|---|---|
January 2026 | February 2026 | By 15th working day of March 2026 |
February 2026 | March 2026 | By 15th working day of April 2026 |
March 2026 | April 2026 | By 15th working day of May 2026 |
For existing customers getting the S$80 cash, OCBC states up to 3 months from account opening to credit the reward.
Important Conditions You Should Know
To avoid disappointment, keep these in mind:
- The new 360 Account must be active and in good standing until the reward is given
- You cannot:
- Close an old 360 Account and reopen a new one just to join this promo
- Do the “close and reopen” trick to stack promos
- You’re only entitled to one Welcome Reward per eligible customer
(either Disney+ or S$80, depending on whether you are new or existing) - OCBC can:
- Decide who is eligible at its absolute discretion
- Withdraw or claw back the reward if:
- You’re later found ineligible
- You breach any terms
- For Disney+, they can even debit the value of the subscription from your account if they reclaim it
- The Disney+ subscription:
- Is non-refundable, non-transferable, non-exchangeable, and not redeemable for cash
- Cannot be sold, donated, or traded
Who Is This For?
This promotion is a good fit if:
1. You’re ready to move your salary
If you’re comfortable crediting at least S$1,800 of your monthly salary into a new account and possibly using it as your main salary account, this fits nicely.
2. You like streaming (for new customers)
If you don’t already have Disney+ and were thinking about signing up anyway, getting a full year of Disney+ Premium in exchange for moving your salary is a strong perk.
Think of it this way: instead of paying for a streaming service out of pocket, you’re swapping an admin change (moving your salary credit) for a year of entertainment.
3. You’re already an OCBC customer and want a small boost
If you’re already with OCBC but don’t have a 360 Account yet, this is a straightforward S$80 for doing something you might already be willing to do—crediting your salary into the new account.
4. You’re comfortable with T&Cs
If you’re fine with:
- The bank having the final say on eligibility
- Making sure your salary credits match the required description/codes
- Waiting up to 3 months for the cash reward (existing customers)
then this promo is fairly manageable.
Final Takeaway: Is It Worth It?
Ask yourself two questions:
- Will I realistically credit at least S$1,800 salary into this new 360 Account by next month after opening?
- Am I okay using this as my main salary account for a while?
If your answer is yes:
- New to OCBC?
A year of Disney+ Premium (worth S$189.98) is a decent trade-off for redirecting your salary. - Already with OCBC?
S$80 cash for setting up salary credit into a new 360 Account is a neat, one-time boost.
If you decide to go ahead, your next steps are:
- Open the OCBC 360 Account within 1 Jan – 31 Mar 2026
- Arrange with your employer’s HR or payroll to:
- Update your salary crediting details to the new 360 Account
- Make sure the payment method and description match what OCBC requires
- Watch your email (for Disney+) or account (for S$80 cash) within the stated timelines