Make Your Fridays Work Harder: UOB’s Weekly Online Account Promo (Jan–Feb 2026)

If you’ve been thinking about opening a UOB account and have at least S$5,000 you don’t mind parking aside for a while, this Friday promotion is worth a serious look.

From 16 January to 27 February 2026, UOB is giving out cash credits when you open a new eligible account online on specific Fridays and meet a few conditions.

What Is This Friday Promotion About?

On certain Fridays, if you:

Open a new eligible UOB account online,
Deposit at least S$5,000 of new funds, and
Keep that money in for a set period,

you can get a one-time cash credit from UOB.

The Friday Dates That Matter

The promo only applies if you apply on these 7 Fridays:

16 January 2026
23 January 2026
30 January 2026
6 February 2026
13 February 2026
20 February 2026
27 February 2026

Miss these dates and you miss the promo.

Which Accounts Qualify?

You must open one of these single-name accounts (no joint accounts):

UOB Stash Account
UOB Uniplus Account
KrisFlyer UOB Account
UOB Lady’s Saving Account
UOB One Account

If you were planning to open one of these anyway, this promo is a nice sweetener.

How Much Can You Get?

Your reward depends on what kind of customer you are to UOB. There are three buckets:

1. New-to-Bank Customer – S$158 Cash Credit

You’re in this group if:

You don’t currently have any UOB products (accounts, cards, fixed deposits, etc.), and
You have not held or closed any UOB products since 1 January 2025.

Reward: S$158 (if you qualify and are among the first 88 that Friday).

2. New Accountholder – S$88 Cash Credit

You’re in this group if:

You do not currently have a UOB current or savings account, and
You have not held or closed any UOB current/savings account since 1 January 2025,
But you may have other UOB products (for example, credit cards).

Reward: S$88.

3. Existing Accountholder – S$38 Cash Credit

You’re in this group if:

You already have a UOB current or savings account,
But you haven’t held or closed the same account type you’re now applying for since 1 January 2025.

On top of the usual deposit requirement, you must also show that your total UOB current/savings balances have gone up by at least S$5,000 compared to 31 December 2025. Think of it as UOB checking that your S$5,000 is truly “extra” money added to the bank, not just reshuffled.

Reward: S$38.

The Core Requirements (For All Groups)

No matter which category you fall into, you must:

Apply on a Tactical Friday
- Submit your online application on one of the 7 promo Fridays.
- Use any Permitted Application Channel (e.g. UOB website, UOB Personal Internet Banking, UOB TMRW app).
Get approved in the same calendar month
- If you apply in January, your account must be approved in January.
- If it slips into February approval, January’s application won’t count for the promo.
Deposit at least S$5,000 of “New Funds”
- Minimum: S$5,000.
- Funds must come from outside UOB (not from an existing UOB account, and not withdrawn then re-deposited).
- Use a Permitted Mode, such as:
  - FAST from another bank,
  - UOB Cash Deposit Machine,
  - UOB Quick Cheque Deposit Box, or
  - Over-the-counter at a UOB branch.
Deposit timing and holding periodYour deposit month determines how long you must keep the money in:
- New funds deposited between 16–31 January 2026
  → Keep at least S$5,000 until 28 February 2026.
- New funds deposited between 6–28 February 2026
  → Keep at least S$5,000 until 31 March 2026.
For Existing Accountholders, you must:
- Keep at least S$5,000 in the new account, and
- Maintain the extra S$5,000 total increase in all your UOB current/savings accounts over that same period.

Imagine UOB taking a “before” photo of your balances on 31 Dec 2025, and an “after” photo right after your new deposit — and they want the difference to stay at least S$5,000.

First 88 Only – Why Speed Matters

Even if you meet all the conditions, you only get the reward if you are among the first 88 participants on that Friday who:

Submit a valid application via a permitted channel, and
Fulfil the conditions for your customer group.

Once the 88 rewards for that date are gone, there’s no more payout for that Friday.

Tip: Don’t wait until the end of the day to apply or deposit.

When Will You Get the Cash Credit?

If you qualify, UOB will credit the cash into your new account:

For deposits between 16–31 January 2026 (hold till 28 Feb)
→ Cash credited by 31 May 2026.
For deposits between 6–28 February 2026 (hold till 31 Mar)
→ Cash credited by 30 June 2026.

You’ll receive a credit advice to your mailing address on record.

Important Things to Watch Out For

1. No joint accounts

Only single-name accounts qualify.

2. Non-business days can trip you up

Deposits on Sundays and public holidays may be processed on the next business day.
If that processing date falls outside the required calendar month, your deposit might not qualify.

3. One reward per person

You only get one reward for this promotion, no matter how many new accounts you open.

4. Account closure and clawback

Close the new account within 6 months → you pay an early closure fee of S$30.
Close it within 9 months → UOB can take back the reward by debiting your accounts. If there isn’t enough money, you’ll need to pay them back.

5. Account must stay in good standing

If your new account becomes delinquent, suspended, cancelled, or closed before receiving the reward, UOB can forfeit it.

6. Not everyone is eligible

You won’t qualify if:

Your UOB accounts are not in good standing, suspended, or closed,
You’re insolvent/bankrupt or facing certain legal issues, or
UOB decides to exclude you at its discretion.

Who Is This For?

This promo is a good fit if:

1. You have at least S$5,000 you won’t need short-term

You should be comfortable not touching the S$5,000 for 1–2 months (depending on when you deposit). If that money is meant for urgent spending, this is not the right place to park it.

2. You were already planning to open a UOB account

If a UOB Stash, Uniplus, KrisFlyer UOB, Lady’s Saving, or One Account was already on your checklist, this promo turns a routine account opening into a chance to earn S$38–S$158 extra.

3. You’re new to UOB and want the maximum bonus

If you truly have no existing UOB products, the New-to-Bank tier with S$158 is the most attractive. If you were thinking of starting a relationship with UOB anyway, this is a nice welcome gift.

4. You don’t mind a bit of planning

You’ll benefit if you’re willing to:

Time your application for a Friday,
Ensure approval and deposit fall in the right calendar month, and
Plan deposits around business days.

If you prefer not to track timelines and conditions, this might feel like extra admin.

Final Takeaway: Is It Worth Doing?

If you:

Have S$5,000 spare,
Want or need a new UOB account from the eligible list, and
Can follow the dates and holding periods,

then this promotion can be a neat way to earn up to S$158 just by parking your money for a short period.

Before you go ahead:

Decide which group you fall into: New-to-Bank, New Accountholder, or Existing Accountholder.
Pick one of the eligible Friday dates.
Make sure you can:
- Get approved in the same month,
- Deposit S$5,000 of new funds via a permitted method, and
- Leave the money untouched until the required end date.

Sources

https://www.uob.com.sg/personal/promotions/save/account-opening-promotion/index.page