DBS/POSB Fixed Deposit (FD) (October 2026)

DBS/POSB's fixed deposit for October 2026 offers up to 1.00% p.a. for the 8-month tenure, with a minimum deposit of S$1,000.

Fixed deposit rates

DBS/POSBup to 1.00% p.a.

Min Deposit: S$1,000

1-Mth
0.05%
2-Mth
0.05%
3-Mth
0.15%
4-Mth
0.25%
5-Mth
0.40%
6-Mth
0.80%
7-Mth
0.95%
8-Mth
1.00%
9-Mth
1.00%
10-Mth
1.00%
11-Mth
1.00%
12-Mth
1.00%

Min Deposit: S$10,000

1-Mth
0.05%
2-Mth
0.05%
3-Mth
0.15%
4-Mth
0.25%
5-Mth
0.40%
6-Mth
0.80%
7-Mth
0.95%
8-Mth
1.00%
9-Mth
1.00%
10-Mth
1.00%
11-Mth
1.00%
12-Mth
1.00%

Notes: Max S$19,999

Visit DBS/POSB’s official fixed deposit page for full terms and conditions.

See how this rate stacks up in our fixed deposit promotions comparison.

Fixed deposit calculator

Tenure
Interest is estimated for the full tenure.

    Best rate per tenure

    FD Comparison Table
    TenureBanksInterest RateMin Deposit
    1-MthSingFinance (Online)1.30% p.a.S$10,000
    2-MthBank Of China (Mobile)1.20% p.a.S$500
    3-MthBank Of China (Mobile)1.60% p.a.S$500
    4-MthGXS Bank1.40% p.a.S$100
    5-MthBank Of China (Mobile)1.50% p.a.S$500
    6-MthHL Bank (Online)2.05% p.a.S$10,000
    8-MthGXS Bank1.30% p.a.S$100
    9-MthBank Of China (Mobile)2.00% p.a.S$200,000
    10-MthUOB1.65% p.a.S$10,000
    12-MthSingapura Finance (Vivid)2.08% p.a.S$10,000
    18-MthSingapura Finance (Vivid)2.08% p.a.S$10,000
    24-MthHL Bank (Online)2.10% p.a.S$10,000