OCBC Fixed Deposit Promo: Get Up To 1.20% p.a. (February 2026)

OCBC Fixed Deposit promotion for February 2026, enjoy a promotional interest rate of up to 1.20% p.a. on your Singapore Dollar Time/Fixed Deposit.



OCBC Fixed Deposit Rate 2026

The current highest OCBC fixed deposit rate for all OCBC customers is 1.20% p.a. with a minimum deposit of $20,000 and a 12-month tenor thru online banking.

Placement Amount
Banking Type
9-Month
12-Month
Minimum S$20,000
Branch
1.10% p.a.
1.15% p.a.
Minimum S$20,000
Online
1.15% p.a.
1.20% p.a.
  • OCBC fixed deposit rate promotional interest of up to 1.20% p.a.
  • Promotional rates are applicable to fresh funds only
  • To apply for an OCBC Fixed Deposit, visit any of the OCBC Branch or via OCBC internet banking
  • The minimum placement amount is S$20,000
  • The maximum placement amount is S$999,999
  • Lesser or no interest will be paid for any premature withdrawal & an early withdrawal fee may be imposed

Click here to go OCBC website for more info.

Compare OCBC FD against all other fixed deposit promotions here.



OCBC CPF Time Deposit Rate

You can deposit money from your CPF Ordinary Account and receive 2.78% p.a. interest on a 12-month CPF time deposit when you apply through OCBC app.

Placement Amount
Banking type
12-Month
Minimum S$30,000
Online
2.78% p.a.

OCBC Fixed Deposit Rates Calculator

Estimate the interest you will receive from an OCBC FD.

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